Your normal retirement date under the Plan is the first day of the month coinciding with or immediately following your 65th birthday. However, there are some additional possibilities and considerations:
Your pension benefits are generally "locked-in" and can't be withdrawn as cash. They must provide retirement income instead. There are some exceptions for small pensions, which depend on provincial rules. For example:
As an Active Plan member, you are not permitted to withdraw your vested pension account until your termination or retirement from your employment.
