Who is my pension beneficiary?

Your beneficiary, the person you choose to receive your pension death benefit, plays a crucial role in your pension plan. Under pension legislation:

• If you have a spouse, your spouse is automatically your pension beneficiary unless the spouse has waived their entitlement in writing on the prescribed provincial form.
• If you do not have a spouse, or your spouse has waived their entitlement, the pension beneficiary can be named on a Beneficiary Designation Change form will receive your pension death benefit.
• If you do not have a spouse and have not named a pension beneficiary, your pension death benefit will be paid to your Estate.

Ellement or the CWA/ITU Pension Plan (Canada) does not verify or assume any responsibility for the validity of your beneficiary designation(s).

If necessary, please contact Ellement for the applicable form(s) to update your beneficiary designation, marital status, or family situation. You must make these changes in writing on the applicable form(s).